Motor Insurance

It's mandatory. It's misunderstood. Most people are overpaying for it.

Third-party cover is required by law — but it leaves you completely unprotected if your own vehicle is damaged. We help you understand the difference, choose the right add-ons, and stop auto-renewing without checking.

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The Basics

Third-party vs Comprehensive — what's the actual difference?

	Third-Party	Comprehensive
Legally required done	✅	✅
Covers damage to others	✅	✅
Covers your own vehicle	❌	✅
Natural disaster damage	❌	✅
Theft cover	❌	✅
Add-ons available	❌	✅

Add-ons Worth Knowing

Zero Depreciation

Your insurer pays the full cost of parts without deducting depreciation. Worth it for vehicles under 5 years old.

Engine Protection

Standard policies don't cover engine damage from flooding. This add-on does. Essential in flood-prone cities.

Return to Invoice

If your vehicle is totalled or stolen, you get the original invoice value — not the depreciated market value.

Roadside Assistance

Towing, flat tyre help, fuel delivery 24/7. Often costs just ₹300–500 extra per year.

No Claim Bonus Protection

Protects your NCB discount even if you make one claim during the year.