Life & Term Insurance
If you have dependants — a spouse, children, parents, or a loan — you need life insurance. A ₹1 Crore term plan gives your family a cushion if something happens to you, at a cost less than a single dinner out each month.
A ₹1 Crore term plan for a healthy 30-year-old: ₹600–900/month. Less than a tank of fuel.
Term Insurance, Simply
You pay a premium every year. If you pass away during the policy term, your nominee receives the sum assured as a lump sum. If you survive, you get nothing back — but your family stayed protected the entire time.
No investment component. No maturity benefit. Just pure, affordable protection. That's exactly why it's so cheap — and so valuable.
Honest Comparison
| Term Plan | ULIP / Endowment | |
|---|---|---|
| Premium for ₹1 Cr cover | ₹700–900/month | ₹8,000–15,000/month |
| Returns on survival | None | 4–6% typically |
| Pure protection value | Very High | Low |
| Best for | Everyone with dependants | Specific situations |
We'll tell you honestly if a ULIP makes sense for your situation. (It rarely does.)
What We Offer
The baseline recommendation for everyone with dependants. Simple, affordable, maximum protection.
When you want life cover with a savings element — we explain exactly what you're trading off.
Unit-linked plans that combine insurance and investment. We'll show you when this makes sense vs when it doesn't.
Ensure your child's education and future goals are funded — even if something happens to you.
Cover your entire team under one policy. A meaningful employee benefit that costs less than you'd expect.
We'll find you the best term plan for your age, income, and dependants — in under 15 minutes.